[Important] Updates to USD1 & RLUSD collateral value ratios
![[Important] Updates to USD1 & RLUSD collateral value ratios](https://static.bybit.com/download/noce/announcement_img/70c9a4ad6bcf997522de8e291292f42c.png?auto=webp&quality=80&width=640)
To enhance market risk management and maintain product stability, Bybit will update the collateral value ratios for USD1 across UTA Loans, Crypto Loans, and Institutional Loans, as well as for RLUSD across UTA Loans and Crypto Loans.
Effective date: Jul 20, 2026, 8AM UTC
Affected assets: USD1 and RLUSD
What this means for you
If you use either of the affected assets as collateral for loan positions, please review your positions and ensure your margin level remains healthy to help reduce the risk of liquidation.
The updated collateral value ratios are shown in the tables below.
UTA Loans / Crypto Loans (USD1 as collateral)
|
Collateral value ratio |
Tier (USD) |
Collateral value ratio |
Tier (USD) |
|---|---|---|---|
|
80% |
≤ 300,000 |
90% |
≤ 500,000 |
|
75% |
(300,000 ‒ 500,000] |
85% |
(500,000 ‒ 800,000] |
|
70% |
(500,000 ‒ 800,000] |
80% |
(800,000 ‒ 2,000,000] |
|
60% |
(800,000 ‒ 1,000,000] |
70% |
(2,000,000 ‒ 2,400,000] |
|
50% |
(1,000,000 ‒ 1,200,000] |
60% |
(2,400,000 ‒ 3,000,000] |
|
30% |
(1,200,000 ‒ 1,500,000] |
50% |
(3,000,000 ‒ 4,000,000] |
|
10% |
(1,500,000 ‒ 2,000,000] |
30% |
(4,000,000 ‒ 5,000,000] |
|
0% |
> 2,000,000 |
0% |
> 5,000,000 |
UTA Loans / Crypto Loans (RLUSD as collateral)
|
Collateral value ratio |
Tier (USD) |
Collateral value ratio |
Tier (USD) |
|---|---|---|---|
|
85% |
≤ 500,000 |
90% |
≤ 2,000,000 |
|
80% |
(500,000 ‒ 1,000,000] |
85% |
(2,000,000 ‒ 5,000,000] |
|
70% |
(1,000,000 ‒ 1,500,000] |
0% |
> 5,000,000 |
|
60% |
(1,500,000 ‒ 2,000,000] | ||
|
50% |
(2,000,000 ‒ 3,000,000] | ||
|
30% |
(3,000,000 ‒ 4,000,000] | ||
|
10% |
(4,000,000 ‒ 5,000,000] | ||
|
0% |
> 5,000,000 |
Institutional Loans (USD1 as collateral)
|
Collateral value ratio |
Tier (USD) |
Collateral value ratio |
Tier (USD) |
|---|---|---|---|
|
100% |
≤ 200,000 |
100% |
≤ 500,000 |
|
90% |
(200,000 ‒ 400,000] |
90% |
(500,000 ‒ 800,000] |
|
80% |
(400,000 ‒ 600,000] |
80% |
(800,000 ‒ 1,000,000] |
|
50% |
(600,000 ‒ 800,000] |
70% |
(1,000,000 ‒ 1,200,000] |
|
30% |
(800,000 ‒ 1,000,000] |
60% |
(1,200,000 ‒ 1,500,000] |
|
10% |
(1,000,000 ‒ 1,200,000] |
50% |
(1,500,000 ‒ 2,000,000] |
|
0% |
> 1,200,000 |
30% |
(2,000,000 ‒ 5,000,000] |
|
0% |
> 5,000,000 |
If you have any questions, please contact Customer Support.